Sean Barnhart
Mortgage Specialist
NMLS ID # 817762
sbarnhart@reliancefirstcapital.com
Toll Free: 888-751-0230 Ext. 6519
Cell: 816-462-7433
Direct & Fax: 615-224-6519

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When dealing with a matter as important as your mortgage, you need someone who will embrace your situation and gently guide you through with expertise, reassurance and integrity. I would like to be that person. I take tremendous pride in my profession and I approach every situation with energy and focus.
 
My goal is to assist families in making their lives easier and more manageable. I understand that your home is one of your biggest assets. You want your home to be a homestead for you and your family for many years. I will work with you to examine all aspects of your finances to formulate a strategy that will help you to meet your financial goals. Whether you're looking to lower your current mortgage payment, shorten your term to own your home quicker, or refinance to get 'cash out', I can help you review all of the various programs and options.
 
I was born and raised in Kearney, Missouri which is just outside of Kansas City. I received a partial music scholarship to attend Missouri State University and I majored in Integrated Computer Systems with a minor in Art & Design. I've been a musician for 15 years, including the Drumline in college and I was even in a band that allowed me to play all over the country. After college I started a successful career in Sales and Marketing and one of the companies I was working for chose me to help open a new branch office for the company in Cleveland, OH. A few years later I left that firm to join Reliance First Capital.

Testimonials


Sean was a great help with the process. He made it so easy.
 
Marilyn K. - New Jersey
 
Excellent from beginning to end. The process was very easy and transparent. I would 100% recommend Sean and his team to anyone! All my questions and concerns were answered before I could even ask.
 
Ryan W. - Indiana
 
Sean was extremely patient with me. I had some difficulty finding documents and sending them. Also, my internet service kept coming and going out. Sean continued to reassure me. I was so frustrated with myself, but he was the ultimate professional throughout the process.
 
Paulette S. - Arkansas
 
Sean helped me work through the right loan for me in a very timely manner and was very smooth and easy. He was very knowledgeable and professional.
 
Sean B. - Ohio
 
Sean made it an easy and worry free process and we deeply appreciate his hard work and dedication to detail.
 
Kathy B. - Tennessee
 
Sean provided great customer support through the entire process.
 
Jary W. - Arkansas
 
Excellent and quick to close. The entire process went very smoothly and was very quick to close. Sean kept me updated every step of the way and quickly responded to any questions I had. Great experience.
 
Janet F. - Indiana
 
Sean supported me from start to finish...he was awesome. Lisa did a great job in helping me as well. Everyone I dealt with from Reliance First Capital was truly a joy to work with. I don't know anyone that is looking to finance a home. If that changes, I'll definitely put all of you in touch.
 
Wayne T. - Kansas
 
Sean provided the best options for us that would meet our needs. Although we were not able to secure the amount, we originally thought we would be approved for, we did secure a loan that, with Sean’s assistance, gave us a second best scenario.
 
Kevin N. - Indiana
 
Sean, from start to finish, told me what he needed, I furnished it and no wasted time in between. Amazing! Lynda was also outstanding in her availability and quick response times. From first contact asking about a loan to when the loan closed was only about two weeks. The process was super-fast and easy!
 
Paula P. - Tennessee
 
Sean Barnhart is top-notch Mortgage Analyst. We did a cash out refinance on our home. Sean went above and beyond by making sure we knew all of the options that were available to us. He made sure to answer all of my questions and was always available. Our cash out went smoothly. I would not hesitate one minute to refer him and Reliance First Capital to anyone that is thinking about a re-fi or a home purchase. Reliance First Capital is lucky to have Sean on their team. I look forward to a long-term partnership with Reliance First Capital and Sean.
 
Toby R. - Kansas
 
Sean made me feel like I was the only client he had. I understood that He had other things that He was responsible for I never felt neglected.
 
Willie C. - California
 
Fast and painless experience. Sean is very knowledgeable and patient as I was disgruntled, after speaking with other lenders, when I called him to talk about a line of credit loan instead of refinancing. After he explained everything in very easy to understand terms, I decided to do a refinance instead of HELOC, which I did not want to do when I first called. I would highly recommend anyone to call Sean if you are thinking about refinancing. Very quick and easy process as well, and he was always available when I had questions, or concerns. I can't believe I waited so long to do this! Thank you again!
 
Gaylynn T. - Arkansas
 
Awesome experience. Listen people. I have never met someone with the experience and knowledge as Sean. A man who is a master of patience is a master of everything else. He has a good heart people. Trust him.
 
Durwin B. - California
 
Great experience. The refinance process was quick and easy. Sending and signing documents electronically makes everything go smooth and easy. Sean has great customer service and is very quick to respond to texts/emails.
 
Tracy A. - Texas
 
It was a good experience. I was surprised at how seamlessly the process functioned from setting up the loan, appraisal, and closing entities. Reliance, Timios, and the appraisal service worked very well together, communicating where we were in the process and what to expect. There were no surprises from the beginning to the end throughout the entire process. Sean made all aspects of the experience easy, answering questions promptly with professionalism that was really appreciated.
 
Michael M. - Kansas
 
Awesome. Sean was very personable and thorough. He kept me updated throughout the process and communicated very effectively. Sean did his due diligence to ensure the loan closed ahead of schedule. Great customer service and I would definitely recommend Sean for future needs.
 
Patrick J. - Texas
 
Great Experience and made things easy. Made the process so easy to follow from beginning to end. Always gives updates on the process and ready to help when we need it. It was great and painless experience.
 
Chan P. - Washington
 
Sean is very knowledgeable and found the best fit for my financial needs with best efforts. Also, he explained clearly any situations that I was confused by.
 
Dae K. - New Jersey
 
Sean and Sarah did a remarkable job in guiding me through the process!
 
Henry M. - Arkansas
 
I'm a RE Broker and know lots of LO's, but was shopping rates when I answered a call from Sean. He absolutely understood my needs and things just progressed very smoothly after that. He understood my complicated businesses and made everything work. Great Job!
 
Myrna B. - Texas
 
Sean was amazing and has helped change my life drastically. He's truly been a blessing!
 
Catherine G. - Tennessee
 
Phenomenal experience. Sean made the entire process absolutely painless, quick and efficient. Will absolutely work with him again in the future. The absolute best mortgage experience I have ever had. A true pleasure.
 
Doug H. - New Jersey
 
Sean and Linda worked tirelessly to close this loan despite us having difficulty getting the documents they needed from us.
 
David P. - Tennessee
 
Amazing Experience! Sean is a seasoned pro that really understands the entire process! He made refinancing a quick and easy task! He was always available for questions and delivered everything he said he would. I believe Sean to be an absolute man of integrity and that takes pride in serving his customers. I went from casually checking the rates to landing the perfect deal! Thanks Sean!
 
Jamie R. - Kansas
 
Sean is a seasoned pro and made the entire process fast and easy. He will be the first person I reach out for any future needs.
 
Jamie R. - Kansas
 
Sean B. Was amazing.. not gonna lie I was hesitant to try and refi with em... But quick easy and painless hooked us up with everything we needed. Just have your life together and paperwork handy and you will be fine.. our underwriting was a few days of paperwork and signing back and forth but as expected.. from start to close was around 30 days. Our interest rate was better than what we had and we had a great rate to start. So our experience was great.
 
Greg R. - Ohio
 
Sean Barnhart was extremely courteous always and made sure I was aware of everything throughout the process.
 
Kevin F. - Kansas
 
Sean did a great job.
 
Stephen N. - Ohio
 
Would highly recommend you.
 
Jennifer n. - Ohio
 
Sean listened to what are goals were and was expeditious in walking us through the process. He is a consummate professional and easy to work with!
 
Marva W. - Tennessee
 
Sean did a phenomenal job throughout our entire process! He kept us in the know and clearly explained everything every step of the way.
 
Kathryn P. - Minnesota
 
Sean did a phenomenal job throughout our entire process! He kept us in the know and clearly explained everything every step of the way.
 
Kathryn P. - Nebraska
 
Sean Barnhart was amazing. Super friendly and fast, answered every question with patience, never failed to answer the phone, responded instantly to emails! Would use you again!
 
Emmett L. - Ohio
 
Sean was very responsive and helpful. Personable and relatable.
 
Gerald H. - Arkansas
 
Sean, I wanted to take a moment and say thanks for all that you have done concerning this refinance. Have never seen anyone work as hard as you do toward helping someone get everything completed. I also like the way you explain things and why they must be done that way. I would give you a five star rating any day.
 
Ricky H. - Texas
 
Sean was very helpful and explain the loan process very well. Exceptional service!
 
Lori H. - Tennessee
 
Sean was an exceptional person to work with. Courteous extremely knowledgeable and explained all options
 
Robert C. - Texas
 
Sean was great to work with. Very knowledgeable, explained every aspect of the process to us and our options.
 
Teresa H. - Texas
 
Sean was absolutely amazing. So professional and knowledgeable. Looking forward to work with him again in the future!
 
Jodye D. - Tennessee
 
Sean was courteous and professional throughout the loan application and process. It was a pleasure to do business with him again. He always responded very quickly and had exceptional follow up.
 
Noel P. - Indiana
 
Thumbs up!
 
William T. - Indiana
 
Your entire team was professional and friendly in every way.
 
Terry B. - Indiana
 
Sean Barnhart did a fantastic job with my VA loan. It was the most efficient process for a refinance I had experienced. It was not even four weeks from application to closing. He answered all our questions and responded immediately to our email correspondence. I would definitely recommend him and his company for anyone looking to refinance here in IN.
 
Patricia B. - Indiana
 
Great Customer Service and Quick Process - My experience was fast and efficient. They offered electronic signatures and I was able to review everything from the comfort of my home. They was fast the process took less than 4 weeks. Sean B. was fantastic. I must say Sean made getting my VA loan easy from our first phone call. He quickly answered all my questions and was extremely responsive to my emails. Sean followed through until the scheduled closing. It took less than 4 weeks from start to closing. I am very satisfied with the customer service I received. I got a good rate, a shorter term and a good rate. I will definitely recommend Sean if anyone were to ask me about mortgages.
 
Noel P. - Indiana
 
Fast service. Took less than a month to close—from 1/2 to 1/20, 14 business days—wow!! (as posted on LendingTree.com)
 
Marilyn N. - Ohio
 
Reliance First Capital's current loan process fit and resolved my financial situation perfectly. Since I was able to provide the necessary forms and documents electronically, all of the paperwork was completed effortlessly. The "docmagic" software (if that is the right name for it) is easy to follow. I also had an error on my credit report, but Sean Barnhart was able to use services available through your company to clear that up. I see nothing that needs improvement. Sean Barnhart is an outstanding loan officer. He literally went over detail after detail to help me think through significant issues that I had not even considered: whether to apply for a 15- or 30-year loan; the cumulative credit card interests I have been paying; the possibility of getting a "cash-out" amount to make handicap-assistive remodeling. In the past few months, I have talked with a local bank and an online loan company about refinancing. Each of those persons was very nice, but neither looked at what I need with the specific detail and information that Sean did. I am indebted to him. I do also want to mention Laura, who helped me with the final phase of paperwork while Sean Barnhart was on vacation. She was quite personable, professional, and immediately available for the few questions I had. Sean Barnhart is exceptional, not only as a loan officer but also as a financial advisor. I am 77 years old and have never been a whiz at finance. Sean went over detail after detail about my income, my long-term indebtedness, and my immediate cash needs. . Before I found Sean, I had been working with two other very nice persons at other loan companies, but neither dealt with the specifics of my situation as Sean did, nor did either explain what alternatives I had. I am indebted to his expertise and care.
 
Barbara E. - Arkansas
 
Sean and Linda were extremely helpful and courteous in helping with my many questions and inquiries.
 
David P. - Tennessee
 
Sean Barnhart was so good to work with. I'm sure I annoyed him with all my questions and emails. But he was great.
 
Stacey K. - Texas
 
Even with a few hiccups this was a good experience. Sean and his team worked hard to make my refi do what I needed it to, kept my same mortgage payment but dropped me from a 30 year to a 15 year. I am very appreciative. (as posted on LendingTree.com)
 
Teri C. - Texas
 
Sean was a great help providing details on what was going on every step of the way. First time we did it ALL over the phone. Thank you.
 
Donald R. - Ohio
 
I was apprehensive about completing a mortgage application online, but Sean made the process very easy. Sean was just a phone call or e-mail away when we had a question. Sean never failed to contact us if he was out of the office when we called. When it appeared that the loan would not close before my wife and I planned to leave on a trip to the West Coast, Sean accelerated the paper work to get everything done before our departure date. (as posted on LendingTree.com)
 
Warren R. - Minnesota
 
Sean was persistent. He set out to do what no other mortgage company was able to do for me. He said he would and he did! (as posted on LendingTree.com)
 
Robin K, - Indiana
 
I was a little in the dark and concerned about locking into my rate while the paper leg work was being done. All worked out okay though.
 
David W. - Tennessee
 
Sean and Michael were great in the entire process.
 
Karen W. - Tennessee
 
Sean and Michael both explained the online application process and they found the best plan for our re-fi.
 
Peggy R. - Minnesota
 
Sean was most pleasant to work with and did not give up when the process ran into snags.
 
Carol S. - Arkansas
 
Sean was absolutely amazing to work with. From the tiny details to the big details; he was on top of everything being done. Cannot say enough good things about him.
 
Stanley M. - Arkansas
 
Sean was awesome. He explained the process clearly. Was quick send correspondences. Had great follow up and was quick to respond to any questions I had. I had braced myself for a long process that included going around the word gathering information. That didn't happen. Sean made me feel comfortable and confident that that the decisions I was making were in my best interest. He came highly recommend and I will be sure to highly recommend him to my friends and family.
 
Patrice M. - Tennessee
 
Everything went so smoothly.
 
Beverly M. - Tennessee
 
Sean is who we dealt with mostly, he was a great help.
 
Terry V. - Tennessee
 
Sean provided excellent customer service, extremely helpful and would recommend to anyone.
 
Brandon P. - Arkansas
 
Sean walked us through step by step.
 
Carol H. - Ohio
 
Sean was awesome.
 
Todd M. - Texas
 
This lender and its associates were very helpful and gracious in helping me secure a lower interest rate refinanced mortgage. I would recommend them to anyone that may be looking for a new or refinanced mortgage. (as posted on LendingTree.com)
 
Jeffrey W. - Ohio
 
Sean and Tiffany were great.
 
Karen W. - Ohio
 
I had the best team working for me and my refinance. Sean kept me updated on my loan and kept in contact. My refinance only took a little over 3 weeks. I couldn't be more happy with my dealings with this company. Thank you Sean and Reliance First Capital!! (as posted on LendingTree.com)
 
Barbara H. - Minnesota
 
Very pleased with speed and ease of doing our refinance. Thank you.
 
Angel M. - Washington
 
Sean was a complete joy to work with in helping us get our refinance! He was always honest, straight forward and followed through with what he said he could do for us. We are so happy with our decision to work with Sean and will definitely be giving his information out to help some family and friends of ours.
 
Pam B. - Ohio
 
Even though we never had any face to face contact, I believed [Sean] to be sincere and up front....responded to any concerns and questions I had.
 
Sherry K. - Ohio
 
Sean paid attention to my needs and found a program that worked for me.
 
Ramon B. - Ohio
 
Oh my, we cannot say enough about Sean. We were about to go with another company and Sean called us back and worked soooo hard for us, and thank you to Sean for going that extra mile, it has changed our life.. We will highly recommend Reliance First Capital.. Bless you.. We are so excited.. You are making a difference.
 
Bobby and Darlene W. - Arkansas
 
Sean was very courteous and went out of his way to return my phone calls even after hours. He also explained questions and concerns. I will tell my friends.
 
Geralyn E. - Ohio