If you are 62 years of age or older, now's the time for you to enjoy life and not worry about making monthly mortgage payments! Now's the time for a Reverse Mortgage from Reliance First Capital.
 
A Reverse Mortgage is a loan that empowers homeowners (62 years of age and over) to convert part of the equity in their primary residence into tax-free cash without having to sell their home, give up title or take on a new monthly mortgage payment.
 
Wouldn't you like to have extra money to help secure your retirement, pay medical bills, and/or provide for your children or grandchildren? A Reverse Mortgage from Reliance First Capital can help.
 
A Reverse Mortgage from Reliance First Capital
  • …is government regulated and insured
  • …features no income or health qualifications
  • …may allow closing costs to be financed in the mortgage
The cash you get from a Reverse Mortgage can be paid to you in several ways:
  • all at once in a single lump sum of cash;
  • as a regular monthly cash advance;
  • as a ‘credit line' account that lets you decide when and how much of your available cash is paid to you; or
  • as a combination of these payment methods.
Call us today and our Reverse Mortgage Specialist will highlight the many benefits of the program including:
  • Title will remain in your name
  • Improved monthly cash flow
  • Third-party counseling to help ensure you understand the program and options
A Reverse Mortgage requires no repayment as long as the property is your primary residence. Like all homeowners, you still are required to pay your real estate taxes, insurance and other conventional payments like utilities, and maintain your property in good condition. With a Reverse Mortgage, you cannot be foreclosed or forced to vacate your house because you “missed your mortgage payment."
 
Generally, you have to own your home outright, or have a low mortgage balance that can be paid off at closing with proceeds from the reverse loan, and you must live in the home. You are further required to receive consumer information from an approved Home Equity Conversion Mortgage (HECM) counselor prior to obtaining the loan.
 
With a Reverse Mortgage you can stay financially strong while you continue to live in your own home.
 
NOTE: Our firm is unable to originate Reverse Mortgages in Tennessee and North Carolina.
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You can trust your
Reliance First Capital
mortgage analyst because they've been put through rigorous testing and background checks by the Federal Government, State Governments and by our organization. Also, every one of our mortgage analysts are registered with the National Mortgage Licensing System (NMLS).
 
In addition, any information collected by our mortgage analysts are entered into and kept in our secure password-protected proprietary loan origination system, so you can be sure your information is safe.
 
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