Christine Crutcher
Mortgage Analyst
NMLS ID # 1480355
ccrutcher@reliancefirstcapital.com
Toll Free: 888-751-0230 ext.6518
Direct & Fax: 615-224-6518

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After 25 years in commercial finance I was ready for a change and I'm so grateful that I chose to shift gears and become a Mortgage Analyst. I've always enjoyed finance but it was somewhat lacking in the respect that at the end of the day, I really didn't change anyone's life. Now, I have the privilege of changing lives every day by helping families achieve their short and long term financial goals.
 
I have 4 wonderful children and 5 grandchildren that I adore! And when I'm at work not changing lives I'm on the race track changing lanes with my 2014 Camaro!

Testimonials


Christine is outstanding! She was always available and responded extremely fast.
 
Pamela G. - Maryland
 
I had given up on my loan until Christine called me. She is awesome.
 
Anita W. - North Carolina
 
Christine was amazing to work with.
 
Donna E. - North Carolina
 
Christine is a phenomenal individual, exceptional person in your company, talented and Very knowledgeable and helpful!
 
Brad B. - New York
 
Christine is personable and honest. She made the difference. Entire team was professional and helpful!
 
Carley R. - Georgia
 
I was really pleased with the way Christine helped me and how easy it was to talk to her about my finances. I would refer Reliance First Capital anyone in need of a mortgage.
 
Keith S. - New York
 
Christine is spot on with how to explain what is happening page by page and make it easier to understand.
 
Clyde M. - Mississippi
 
Christine provided me with the very best services and professionalism. She was extremely patient with explaining everything every step of the way. She explained my options and gave me valuable information so that I was able to make informed decisions to best meet my needs. The professionalism of everyone was exceptional. Everything went better than I had imagined.
 
Lisa L. - New York
 
Christine was amazing. Thank you.
 
Scott R. - New York
 
I had an excellent experience with Reliance First Capital. They were way above the norm. Ask for Christine. She is absolutely the best, in my considered opinion. This Mortgage Analyst goes the extra mile. I could have done this locally and at less cost. I called Christine for all the said reasons and more.
 
Anselm I. - New Jersey
 
Christine, Lisa, and Frank are very professional, friendly, and knowledgeable. I am not aware of anyone at this time but would not hesitate if someone I know requires your services.
 
Jeanine M. - New Jersey
 
Christine and Lisa were very kind and helpful through the entire process. Christine walked me through every step. I appreciated her attention to detail and "bedside manner"! I couldn't have asked for a better person to work with.
 
Elizabeth S. - Georgia
 
Everything was perfect. Everything went very smooth and Christine is very professional and it was a pleasure to work with her. Your company is blessed by having a person like her on your staff!!! I don't know of anyone right at this moment but Christine will be who I refer them too. Thanks a bunch Christine!!!
 
Jasper F. - North Carolina
 
Amazing. Christine was so knowledgeable so in tune with my needs and so amazing she made the whole process easy I can’t explain how great she was and how grateful me and my wife are for taking us down a road we knew little to nothing about. Thank you Christine.
 
Robert F. - Indiana
 
Christine and her team worked hard to figure out a lending situation that worked for us. We appreciate their hard work for working what seemed to be the impossible.
 
Toby T. - Tennessee
 
Everyone was helpful. Tammy did an exceptional job as well. Frank explains things so I understand. Christine is like family.
 
Bruce C. - South Carolina
 
Christine and Tammy went above and beyond.
 
Misty J. - Tennessee
 
Christine was really super. She knew what she was talking about, and what would help me and be appropriate to my situation. She's great to work with, and very efficient. Five Stars!
 
Heather L. - North Carolina
 
I cannot speak and Christine really helped me complete the process.
 
Judith A. - South Carolina
 
Christine Crutcher was exceptionally patient and helpful throughout the application process. She "walked" me through many of the forms, which enabled me to complete them.
 
Lafloyd H. - South Carolina
 
Cristina was exceptional and patient with our lack of knowledge and skill with computers and helped us through so much. We really appreciated her time and attention.
 
Charles M. - North Carolina
 
Christine was very important to the whole process of the application of the applying for refinancing and helping with all our issues.
 
Cynthia M. - North Carolina
 
Christine, from the minute she called me until my loan closed, was very much on hands 24/7. Will referral any of my friends who wants to finance or refinance.
 
Wilhemenia J. - South Carolina
 
Christine works with you and knows what she is doing. The best!
 
Alan M. - North Carolina
 
Christine is an excellent woman that works to get the terms you want, answer question, she is calm and understanding, never pushy. I would recommend her as a Mortgage Analyst.
 
Peggie M. - North Carolina
 
Exceptional process. Christine went beyond her scope of duties. Never enjoyed this process in the past but this one was very easy. I am eternally grateful.
 
Bruce C. - South Carolina
 
The entire process from start to closing was excellent.
 
Jerry S. - Colorado
 
Christine Crutcher took me by the hand and led me through the process. She is truly an asset to this company. I am not impressed easily but feel so after dealing with her. I am truly happy.
 
Mary C. - South Carolina
 
Christine went above the call of duty in helping us complete a refi cash-out. I had little experience putting together the documents and a complex situation. She was patient, helpful and encouraging. She kept me on task and reached out to help when we were falling behind. When I didn't understand something, she took the time to break it down and explain it. She is a miracle!
 
Crag A. - New Jersey
 
Christine helped deal with an appraiser that was making things difficult.
 
Kelly F. - Colorado
 
Christine was exceptional throughout the process.
 
Thelbert R. - North Carolina
 
It went well.
 
Kenneth H. - North Carolina
 
Christine was AMAZING.
 
Cathy S. - North Carolina
 
Great experience. The process was easy and simple. There were issues at the beginning but I was walked right through them and they were resolved appropriately.
 
Michelle M. - Mississippi
 
I would once again like to take this opportunity to commend Christine Crutcher as well as Reliance First Capital for the efficient and seamless re-financing of my home. This is the second time I have refinanced with her managing the refi as well as assisting my sister with a purchase of her home which Christine handled as well. She is an amazing asset to your company. I have never had anyone – over my many years of purchasing homes – had anyone that handled it with such attention and accuracy and enthusiasm as she does. The average time to wait on a response from her was maybe 5 minutes. I also would like to thank you for the part you have played in the current and past as well. I will continue to recommend your company – as well as Christine – to anyone I know who is purchasing or refinancing. It has truly been a pleasure. I wish you both – and your families - a very safe and wonderful holiday and a very Happy New Year!
 
Cathy S. - North Carolina
 
Christine answered all of our questions.
 
Rose M. - Wyoming
 
Christine was very professional and very honest. We really enjoyed working with her. She keep us informed about every step of the process.
 
Robert F. - South Carolina
 
Christine was with us every step of the way, and answered any questions that popped up throughout the process. It was very smooth and efficient.
 
Scott B. - Tennessee
 
Actually felt like I was dealing with a friend and not a cold mortgage salesperson.
 
Johannes V. - Tennessee
 
Christine was kind, caring, and professional and yet I felt I was deal with a close friend. I just love Christine.
 
Linda G. - Mississippi
 
Christine went out of her way.
 
David G. - Indiana
 
[Christine] was very knowledgeable and helped me to figure out a way to stay at the years we were and still do the things I wanted to accomplish by refinancing. She was in constant contact and let me know everything I needed or didn't have so I could get them. She was on top of everything and enjoyed speaking with her, you could tell she answered the phone with a smile and would help you any way she could. I would highly recommend Christine and look forward to working with her in the future. The people who handled our account were great. They kept in constant contact and let me know what I was missing and were patient when it took a few days to get the extra info. I was very pleased with the overall experience and the way that it felt like they listened to me and was almost like talking to a family member. Christine was very knowledgeable and help me to pick out the best solution for what I was trying to accomplish, she was GREAT! I have refinanced before but this was far the easiest process I have ever experienced. Seeing everything online was what kept me going as I could see the whole process and how far I was away each time we spoke. If I ever move I will certainly call Reliance First capital for a loan!
 
Jeffrey P. - North Carolina
 
Christine was very helpful in every aspect of the process and went out of her way to handle issues so that my application was always moving forward. She is very friendly and knowledgeable. Michael, in his role to gather all of the necessary documents, was efficient and brought the package together quickly. Thank you to Christine and Michael.
 
Ronald B. - Maryland
 
Excellent customer service. Person I worked with was excellent customer service representative. Was clear, concise and a tremendous help in getting my loan approved. Her name is Christine Crutcher, and you can't go wrong with her help.
 
David D. - Indiana
 
Christine was so professional and made me feel that I was very important to her. It's perfect the way you operate.
 
Johnie S. - Mississippi
 
Christine was awesome, everything went better than expected.
 
Sandra D. - Texas
 
Christine really made our process easy.
 
Eric L. - North Carolina
 
Great job!!!
 
Susan B. - North Carolina
 
Christine was persistent in trying to get me to talk to her despite the many phone calls and emails I was receiving. She made me aware of the options available and worked with me through the whole process. She was great!
 
Patricia M. - North Carolina
 
Thank you so much, I do not know if anyone at this time but if and when I do I will refer them to you.
 
Anita K. - Tennessee
 
Retired USAF and teacher for Refinance. They listened to me and worked with me to help me meet my needs. They went and bent over backwards just to help me and make it work. I had a lot of problems just after a divorce but they diligently worked with me. (as posted on LendingTree.com)
 
Clayton L. - New Mexico
 
Christine Crutcher was phenomenal. She is a master at her profession and worked with us as if she was a family member. She offered great council, honesty and stayed on top of everything. We trusted her and her treat and felt wonderful about each step in the process. The timeline was swift and we got our magic number. We’d recommend her and Reliance to everyone.
 
Ashley O. - Tennessee
 
Christine Alice Crutcher provided exemplary service during this entire process! We had begun working with a different company and Christine's easy going, pleasant, honest and informative conversations made us decide to move forward with Reliance First. We also spoke to Frank (her supervisor?) During the process and he was incredibly helpful. Christine kept us informed via emails and phone calls almost instantly when any changes were made or when we needed to take any type of action. Both she and Frank informed us of all of our options and we were confident that we received the best possible option for us. We could not have been happier with the entire process!
 
Craig K. - Maryland
 
Ms. Christine Crutcher explained the entire re-financing process thoroughly and answered all questions we had regarding the best program that would help us accomplish our goals. We reviewed several scenarios for the loan terms and she remained professional, patient and courteous as we continued to ask additional questions until we were comfortable with the term and payment.
 
John P. - Maryland
 
Christine handled my entire process with sincere care. She is what made this process painless and actually enjoyable.
 
Paul A. - Tennessee